I'm about to apply for some credit to help in paying for a geothermal system (via Keystonehelp.com)
Through the FTC's site I was led to annualcreditreport.com, through which one can check all three credit reporting agencies. The first agency showed a Dell account that I thought was closed but was still open--no balance but showing a $5000 credit line. I got Dell to close it right away. The next agency showed four accounts which had closed 9-10 years ago and should have been off the report as being too old.
For the most part the information was correct, but it is a good idea to look over your free annual credit report and prune outdated information and correct errors.
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